How to Profit from the Mortgage Crisis with your Retirement Funds Author: Tom Anderson
Savvy real estate investors are finding opportunities using retirement funds and seller financing to fund purchases and close deals with buyer who cannot get mortgages through traitional sources.
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How to Appeal a Medical Insurance Claim and Hold onto your Savings Author: Barbara Zigah
Insurance companies will fight to not pay for your expenses even if you are entitld, so here are some tips to help you fight back.
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EquityLock Financial Allows Homeowners to Hedge Their Home Equity Author: Trista Winnie
For most people, the house in which they live is their biggest asset, and to see its value drop is unnerving. For homeowners who fear the implications of falling home values, looking into the Home Price Protection program offered by EquityLock Financial could be worthwhile.
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How To Use a Self-Directed IRA to Buy Your Retirement Home Now Author: David Nilssen
How to buy your retirement home with a self-directed IRA.
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Top 5 Uses for Economic Stimulus Payments Author: Cali Zimmerman
Economic stimulus payments are on their way. The government’s hope is that consumers will take their money and rush to the nearest department store, but there are better ways to put these payments to use.
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Angel Investors: Money from Heaven Author: Cali Zimmerman
Angel investors are individuals who invest capital—usually their own funds—in one or more startup ventures. Because of the high risk, angel investors expect high returns, and entrepreneurs should remember this when approaching them.
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How to Buy the Dream Property that is Beyond your Means: Fractional Ownership Author: Barbara Zigah
Fractional ownership allows you and a group of other individuals to own a percentage of an investment. It can be complicated, but here are ten steps to help you to arrange a deal satisfying to everyone.
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America Losing Faith in Economy: Confidence Hits 5-Year Low Author: Trista Winnie
Much of the remaining confidence Americans had in the economy is ebbing away. Unfortunately, that could play right into a vicious economic cycle.
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How to Identify the Right Advisor or Custodian for Your Self-Directed IRA Investments Author: T.J. Valenzuela
Finding a qualified self directed IRA custodian or advisor can be daunting, but here are some ways to find the right one for your investment interests.
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How to Buy or Refinance Property with a Diminished Credit History Author: Barbara Zigah
The liquidity crisis has resulted in tightening and strengthening of earlier lax credit criteria; many consumers and investors are finding that their "average" credit is no longer good enough.
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FHA 203(k) Loan Program Author: Sam Chrest
FHA 203(k) loans can help homeowners pay for a variety of home repairs and upgrades, from making a property handicapped-accessible to simply upgrading appliances in poor condition.
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Deferred Sales Trust: Deferring Taxes Without a 1031 Exchange Author: Cali Zimmerman
Deferred sales trusts can be used to defer capital gains taxes on some assets while still receiving payments, thus reaping the benefits of the sale.
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The REX Agreement: Accessing Home Equity without a Loan Author: Melana Yanos
A new tool structured by the Real Estate and Equity Exchange and Company (REX & Co.), called the REX Agreement, enables homeowners to unlock a portion of their home equity without charging them monthly payments or interest; instead, REX & Co. acquires the option to share in a specified percentage of the future increase or decrease in the home’s value.
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Health Savings Account (HSA) Basics Author: Cali Zimmerman
HSAs were created in 2003 as a form of U.S. trust to be used exclusively for paying qualified health care expenses. An HSA must be used in conjunction with a High Deductible Health Plan. Those who are covered only by an HDHP are not enrolled in Medicare and cannot be claimed as a dependent on someone else’s tax return are eligible for an HSA.
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Real Estate Infomercials: Riches Only a Phone Call Away! (Maybe.) Author: Cali Zimmerman
Infomercials advertise big, easy money...but the reality proves bitter for many investors.
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How to Keep Your Self-Directed IRA Healthy and the IRS Happy Author: David Nilssen
This article includes a detailed description of self-directed IRAs and the restrictions and taxes associated with self-directed accounts.
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FICO 08: The New FICO Credit Score Model Author: Brad Zimmerman
Fair Isaac is preparing to roll out its new credit scoring formula—aptly titled FICO 08—this spring, an accelerated date, in order to help lenders improve their risk management in the wake of rising loan defaults.
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SBA Loans: Easier Said Than Done Author: Cali Zimmerman
U.S. Small Business Association (SBA) loans can be a great opportunity for entrepreneurs to finance small businesses. However, these loans may prove more difficult to get than many applicants think. Borrowers planning to apply for SBA loans should plan in advance for the potential hurdles that lie in store.
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Life Settlements: What Investors Should Know Author: Melana Yanos
As consumers come to grips with the reality of life settlements, a growing number of large institutional investors are realizing the huge potential for returns and are eagerly jumping into the multi-billion dollar industry. But where does the small investor fit in?
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Life Settlements: Beyond the Hype Author: Melana Yanos
While many have already heard about life settlements and will likely hear more as the industry grows, the media hype can make it difficult for a pragmatic consumer to separate the fluff from the facts. The first of a two-part article series that examines the controversies surrounding the life settlements industry, this article addresses the issues from the standpoint of the general consumer.
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Self-Directed IRA: A Savvy Investor's Little-Known Secret Author: TommyJoe Valenzuela
Investors are increasingly turning to assets beyond traditional stocks and bonds. Fueled by stock market volatility and their growing sophistication, many are looking to invest in real estate, private stocks, hedge funds and other investments with an individual retirement account (IRA). Such investments made through a self-directed IRA can provide greater flexibility and control over the investments held in an individual's retirement account.
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Seller Financing for Real Estate: What Investors Should Know Author: Melana Yanos
As the country struggles with a sluggish real estate market and tough lending conditions, seller financing presents a way for buyers and sellers to close deals that might not be possible with conventional financing. Real estate investors who are planning to sell property may want to acquaint themselves with seller financing as a potential tool for closing a deal and as a potentially profitable investment.
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Top 5 Tax Write-offs for Investors Author: Cali Zimmerman
Tax season is slowly drawing nearer, and investors would be wise to begin considering which federal tax deductions will be the most beneficial for them when the time comes to fill out those returns. NuWire compiled a list of tax deductions specifically tailored for investors to help begin the process.
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Real Estate Dealer or Investor? Author: Cali Zimmerman
While investors’ profits can be taxed at the lower capital gains rate if the investor has owned the property for more than one year. Dealers’ profits, on the other hand, are taxed as ordinary income, which can be much higher.
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Socially Responsible Investing: Investing in a Better World Author: Trevor Winnie
For a variety of reasons, whether environmental, religious or political, investors are in fact concerned with how their money is generating its return. From this social awareness has emerged the money management strategy known as socially responsible investing, or SRI.
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A Look Back at Prosper’s Second Year Author: Beth Anderson
Prosper, the online lending company that began the peer-to-peer lending revolution, will mark its second year of lending on February 21st. Like any new company, Prosper’s first year has seen significant changes to the business model, and a lot of small tweaks to the system.
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Deducting Business Travel Expenses Author: Cali Zimmerman
Understanding business travel deductions can be a daunting task. However, it is important for investors and business owners who travel as part of their business activities to gain a working knowledge of these regulations in order to take full advantage of the opportunities available to them.
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The Cost of Bad Credit Author: Eric Ames
The importance of maintaining good credit is something that many people talk about, but what is good credit really worth?
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Uncovering Mortgage Fraud Author: Melana Yanos
Mortgage fraud has grown recently, and law enforcement agencies are bringing scam artists to justice.
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5 Tips for Boosting Your Credit Author: Trista Winnie
Investors can benefit significantly from an improved credit score.
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Top 5 Investment Scams and How to Avoid Them Author: Brad Zimmerman
How to avoid the top five investment scams, including Ponzi schemes and Internet frauds.
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Why Investing Outside the U.S. Makes Sense Now Author: Jeremy Ames
Factors that make investing outside the United States wise include the U.S. economy, technology, competition and baby boomers.
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2007's Top 10 Investments Under $25,000 Author: Elizabeth Smith
NuWire's 2007 picks for top 10 investments under $25,000 include single and multi-family properties, foreclosures, gold and silver, mobile homes and more.
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Top 5 Reasons Why Timeshares are Horrible Investments Author: Jeremy Ames
Top five reasons timeshare condominiums or real estate are poor investments.
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Top 10 Ways to Lose Money in Real Estate Author: Jeremy Ames
Would-be investors can learn how to avoid real estate investment mistakes from NuWire's top 10 ways to lose money in real estate.
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Historical Perspective on the Mortgage Payoff Debate Author: Don Wexler
Paying off your mortgage quickly may not be your highest investment priority.
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Buying a Franchise with Retirement Funds Author: David Nilssen
More and more baby boomers are using retirement funds from their IRA or 401(k) to buy a franchise debt free.
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Seminars: The Good, the Bad and the Ugly Author: Jeremy Ames
How to identify useful real estate education and investment seminars and those to avoid.
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Volatility Kills Compound Interest Author: Jeremy Ames
Increased volatility greatly influences the average compounded investment returns.
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Credit Boom Turned Credit Bust Author: Brad Zimmerman
To protect the FICO credit scoring model, the Fair Isaac Corporation will no longer recognize "piggybacked" accounts which have authorized users.
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Self-Directed IRA Diversification Author: Trista Winnie
A self-directed IRA (individual retirement account) offers the opportunity for investment in real estate, business and more.
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5 Questions to Ask Anyone Who Wants You to Invest Author: Jeremy Ames
Questions to ask anyone who wants you to invest from NuWire's Executive Editor.
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Investor Risk vs. Reward Author: Trista Winnie
An examination of the psychology of investing, risk perception and behavioral finance.
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Low Interest SBA Loans for Veterans Author: Melana Yanos
Veterans can use low interest loans from the Patriot Express program to fund small business ventures.
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Other People's Money Author: Elizabeth Smith
Five steps to raising capital for first-timers.
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What Poker Can Teach Investors Author: Elizabeth Smith
Five poker tips to help your investing game: Know your odds, weigh risk vs. reward, diversify, be selective and know when to fold.
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Stock Loans: Have Your Cake and Eat It Too Author: Elizabeth Smith
Stock loans allow portfolio diversification into alternative investments without selling stock. Borrowers maintain many benefits of owning the stock.
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The Infinite Banking Concept: Be Your Own Bank Author: Trista Winnie
The Infinite Banking Concept involves paying into a whole life insurance policy that allows you to take loans collateralized on it. Save money by borrowing from and repaying yourself.
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Inflation: The Hidden Tax on Your Nest Egg Author: Jeremy Ames
Taking inflation into account in calculating retirement funds.
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E*Trade for Foreign Stocks Author: Trista Winnie
E*Trade's U.S. investors will now be able to trade international stocks and currencies online, making global trading easier.
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Americans' Negative Savings Rate Author: Trista Winnie
Americans spend more than they earn, leading to a negative savings rate that is affecting the economy.
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