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The Infinite Banking Concept: Be Your Own Bank | Add Comment

    • Curious 2/14/2008
    Has anyone ever attended a seminar on this?

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      • Great Read! 6/20/2008
      I just thought I would comment on the this exact subject. I really love this concept and the power it has to create a wealth within my family that can be passed on to future generations. I really has a powerful effect on anyone who implements it. I feel so lucky and so special to have been able to grasp this concept early. Understanding it actually led me to want to share it. I now do for a living. Please take a look. http://www.becomingyourownbank.com

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      • Grateful 7/18/2008
      Thanks for posting a summary document highlighting the essence of IBC. It's a great precursor to Nelson's text and perahps the only exposure some may have what is arguably a century old practice. For consideration, one may want to iterate the difference between a traditional whole life policy and a front loaded, hybrid policies offered by mutually owned insurance companies. Further, some policies can be capitalized in two years while most are capitalized in five years. While one can allow the dividends to pay the premiums, advocates of "banking" would see that as truncating the process unncessarily. As for policies being immune to litigation, that is very state specific. No such protection is available in Mass and California just to mention a few. Clients will need help not only setting up a policy but using the policy. Servicing these contracts are essential to their on-going value.

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