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Life Settlements: Beyond the Hype | Add Comment

  • Further Education 12/23/2008
    This article does a great job explaining life settlements. For further education I recommend visiting www.milestonesettlements.com. This explains the step by step process and allows you to go through this process as a consumer, financial representative or even an investor. It provides a great deal of information pertaining to the life settlement option and the benefits that come along with it.

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    • Great article 1/25/2009
      Life settlements are pro-consumer and it's about time the media began showing the positive impact a life settlement can have for policyholders. When policyholders decide to cancel their policies, whether it's because the premium is unafforable or they just don't need the protection any longer, most settle for the "Cash Surrender Value" offered by their insurance company. The average cash surrender value pays the policyholder just 5% of the death benefit. In contrast, the average life settlement pays the policyholder 18% to 20% of the death benefit. The key to getting fair market value is to obtain multiple quotes. Websites like www.freepolicyvaluations.com provide free services to help policyholders maximize their life settlement and settle for more money. Great information about life settlements is available at http://www.thevoiceoftheindustry.com/

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