Seth McKinney

Seth McKinney has worked for non-profits in the San Francisco Bay Area over the last ten years. He has also consulted for several other organizations in that time, including the Gates Foundation. He is currently taking some much needed time off to focus on his own children and his portfolio. He recommends www.zopa.com to investors interested in socially responsible investing.

Published Content:

Wiki Published:  05/27/2008
Internal Rate of Return   
Simply put, the Internal Rate of Return (IRR) will determine the average yield of an investment over a period of time. It is, technically, a...
Wiki Published:  05/23/2008
Deed in Lieu of Foreclosure   
Deed in lieu of foreclosure is a tool used when a borrower avoids foreclosure by deeding the collateral property back to the lender. in exchange the...
Wiki Published:  05/23/2008
NNN Lease   
An NNN lease, which is short for triple net lease, is a specific type of lease in which the lessee agrees to pay all real estate taxes, building...
Wiki Published:  05/23/2008
REIT   
REIT is short for real estate investment trust. It is a type of trust that specializes in holding real estate assets and returning dividends to...
Wiki Published:  05/23/2008
HUD   
HUD, short for Housing and Urban Development, is a cabinet department of the U.S. government created to develop and execute policy on housing and...
Wiki Published:  05/23/2008
Subprime Loans   
Subprime loans offer above prime interest rates to borrowers who cannot qualify for a prime rate loan. Borrowers seeking subprime loans often have...
Wiki Published:  05/23/2008
Short Sale   
A short sale occurs when a homeowner sells their home for less than they owe on it. For example there would be a short sale situation if a homeowner...
Wiki Published:  05/23/2008
Hard Money Loans   
Hard money loans are a type of financing where a borrower receives money based on the value of a piece of real estate, not his or her credit...
Wiki Published:  05/23/2008
Note   
A note, in real estate or investment terms, is a loan made by a lender to a borrower, who promises to repay the note with interest within a specific...
Wiki Published:  05/23/2008
Unsecured Note   
An unsecured note is a note that is not backed by any sort of collateral. This represents the most risk for lenders and the least for borrowers. As a...
Wiki Published:  05/23/2008
Secured Notes   
A secured note is a note that is backed with some sort of collateral which helps assure that the lender will see return of the loan amount. The can...
Wiki Published:  05/23/2008
Pre foreclosure   
Pre-foreclosure is a period prior to foreclosure, where a homeowner has a certain amount of time to either pay the default or sell the property....
Wiki Published:  05/23/2008
Cap Rate   
Cap rate, short for capitalization rate, is a measure of the ratio between the cash flow produced by an asset, typically real estate, and it’s...
Wiki Published:  05/23/2008
ROI   
ROI is short for return on investment and evaluates the efficiency on an investment by a ratio of the money gained or lost on an investment to the...
Wiki Published:  05/23/2008
Cash on Cash Return   
Cash on cash return is a calculation that determines the cash income based on cash invested, most often associated with real estate and income...
Wiki Published:  05/21/2008
Socially Responsible Investing   
Socially responsible investing (SRI) is also sometimes called sustainable investing or ethical investing. SRI recognizes that there are things for...